Book an appointment
Book your free consultation or send us a message
- Quick appointments (often 20 minutes)
- Virtual and in-person options (availability varies)
- Clear, side-by-side comparisons
- Support after enrollment (questions, changes, renewals)
Appointments
What we do
Choose the appointment type that matches your needs.
Medicare (Turning 65 / Plan Review)
Best for: Medicare Advantage vs Medigap, Part D, annual plan review.
Time: 20 mins · Free
Book NowIndividual & Family (Marketplace / ACA)
Best for: Self-employed, family coverage, between jobs, Special Enrollment.
Time: 20 mins · Free
Book NowEmployer Group Benefits (Small Business)
Best for: Setting up group medical, renewals, dental/vision, benefits strategy.
Time: 20 mins · Free
Book NowSupplemental (Accident / Critical Illness / Hospital / Dental)
Best for: Supplemental plan options to enhance existing coverage.
Time: 20 mins · Free
Book NowLife Insurance (Term / Whole / Universal / Final Expense)
Best for: Family protection planning and coverage comparisons.
Time: 20 mins · Free
Book NowNot sure where to start?
Best for: You want guidance on which path is right.
Time: 20 mins · Free
Book NowOur advisors
Prefer to book with a specific advisor?
Chip Murphy
Focus: Employer Group Benefits + Individual & Family
Chip helps Colorado employers and individuals build coverage that works in the real world—balancing budget, plan usability, and long-term strategy.
Book with ChipKelsey Murphy
Focus: Medicare + Individual & Family
Kelsey specializes in helping clients compare Medicare and Marketplace options with clarity—especially when provider access and prescriptions matter.
Book with KelseyHeidi Silwamba
Focus: Individual & Family + Small Business support
Heidi supports individuals, families, and small businesses with plan selection and enrollment guidance—keeping the process simple and responsive.
Book with HeidiCome prepared
What to have ready (so we can help faster)
For Medicare
- Zip code and county
- Current plan name (if applicable)
- Doctors you want to keep
- Prescriptions + dosages and preferred pharmacy
- What matters most (low premium, predictable costs, provider flexibility)
For Individual & Family (Marketplace / ACA)
- Zip code and county
- Household size and estimated income range
- Doctors and prescriptions (if you want network/drug checks)
- Current coverage situation (lost coverage? moving? life event?)
For Employer Benefits
- Company size and locations
- Target effective date or renewal date
- Basic employee census needs (DOBs/zip codes/tiers)
- Current plan summary (if renewing)
For Supplemental / Life
- Your goal (accident/cancer/critical illness, dental, disability, etc.)
- Budget range (monthly)
- Timeline (ASAP vs planning)
Timing
Can I enroll right now?
Medicare
Common windows include Oct 15–Dec 7 (annual), Jan 1–Mar 31 (MA OEP, if already in MA), and your Initial Enrollment Period around age 65.
Individual & Family (Marketplace)
Open Enrollment is typically Nov 1–Jan 15 (dates can vary by year). Outside Open Enrollment, you may qualify for Special Enrollment after certain life events.
Employer Benefits
Most group plans can be set up throughout the year. For renewals, start 60–90 days early.
Contact
Prefer to call or message?
Office
26 Garden Center, Suite 1C
Broomfield, CO 80020
Frequently Asked Questions
Is the consult really free?
Yes—many consultations are free. If any broker fee would apply in a specific situation, we disclose it clearly in writing before you decide.
Are appointments virtual or in-person?
We offer virtual appointments, and in-person appointments may be available depending on scheduling.
How long is the appointment?
Many booking options are about 20 minutes. If your situation is more complex, we can schedule additional time.
What if I'm not sure what I need?
Choose “Not sure where to start?” and we'll route you.
What should I bring for Medicare?
Doctors list, prescriptions + dosages, preferred pharmacy, and your zip code/county.
Ready to get clear on your options?
Tell us what you're trying to solve, and we'll help you find a confident next step.
Important information
Information on this page is for general guidance and isn't medical, legal, or tax advice.
Plan availability, costs, eligibility, and enrollment rules vary by carrier, county, and plan year.