Our process
How It Works
- Local Colorado team (Broomfield-based; statewide support)
- Clear, side-by-side comparisons (doctors, prescriptions, total cost)
- No-pressure recommendations based on your goals
- Support beyond enrollment (questions, changes, renewals)
Start here
Pick the situation that matches you best
We'll route you to the right service.
Turning 65 / Medicare
Individual & Family
Employer Group Benefits
Supplemental
Life Insurance
Our simple process
- 1
Quick consult (10-20 minutes)
We learn what matters most: your timeline, budget, doctors, prescriptions, and priorities. - 2
Compare options side-by-side
Monthly premium vs out-of-pocket exposure, network access, prescription coverage, and coverage rules. - 3
Enroll and confirm next steps
We help you complete enrollment correctly and understand effective dates, ID cards, and first payments. - 4
Support after enrollment
Life changes and plans change. We help with questions, updates, renewals, and annual reviews.
What we need from you
So we can make good recommendations.
- Your zip code and county
- Doctors you want to keep
- Prescriptions + dosages
- Preferred pharmacies
- Your timeline (need coverage now vs planning ahead)
- Your priorities (low premium, predictable costs, provider flexibility)
If you're a business owner
- Company size + locations
- Target effective date
- Employee census basics (DOBs / zip codes / tiers)
Enrollment timing: can I enroll right now?
Individual & Family (Marketplace)
Medicare
Employer Group Benefits
Does it cost more to work with a broker?
Short answer: in many cases, you don't pay extra to work with a broker. Brokers are often compensated by the insurance company through commissions built into the plan premium.
Important Colorado note: in Colorado, brokers may charge a fee in certain situations (for example, if the broker will not receive a commission), but this requires written disclosure and agreement. No fee can be charged in connection with an enrollment in Medicaid or CHP+.
Our promise: if any broker fee would apply, we disclose it clearly in writing before you decide.
What happens after you enroll
Typical next steps
- Confirm your effective date
- Watch for your ID cards and plan documents
- Set up your online member portal (recommended)
- Verify your doctors and prescriptions once coverage begins
Ongoing support
If something changes (new job, moved, new medication, new dependent), we'll help you understand your options.
What makes our approach different
What you can expect
- Plain-English explanations (no jargon)
- Side-by-side comparisons based on your real inputs
- A recommendation that matches your priorities and timeline
- No-pressure guidance (you decide)
What we avoid
- One-size-fits-all plans
- Confusing sales scripts
- Promises about approvals, subsidies, pricing, or outcomes
We'll confirm details for your situation during your consultation.
Frequently Asked Questions
How long does the process take?
A first consult is usually 10-20 minutes. If you have your doctors and prescriptions ready, plan comparisons can often be completed quickly.
Do you help after I enroll?
Yes. Many clients want support with questions, changes, and renewals after choosing a plan.
Can you help me see if I qualify for Special Enrollment?
Yes. If you've had a qualifying life event, you may be able to enroll outside Open Enrollment.
Do you offer every plan available in Colorado?
We compare options we're able to represent and will help you understand the best-fit choices within those options.
How do I get started?
Book a consult or call (303) 466-9575.
Ready to get started?
Tell us what you're trying to solve, and we'll map the best next step.
Important information
Information on this page is for general guidance and isn't medical, legal, or tax advice.
Plan availability, costs, eligibility, and enrollment rules vary by carrier, county, and plan year.