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Enrollment Periods for 2026Medicare 65+ 10/15-12/7 - Connect for Health

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41 guides

Individual and family health insurance in Colorado

ACA Marketplace plans, Connect for Health Colorado, subsidies, self-employed coverage, catastrophic options, and honest cost expectations for individuals and families.
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The short answer

Coloradans who do not have employer coverage usually buy through Connect for Health Colorado, where income-based subsidies lower the monthly premium. Open enrollment runs each fall, and a qualifying life event such as job loss, marriage, or a move opens a Special Enrollment Period at other times of the year.

Individual & family coverageSupplemental coverageHow our process works

All individual & family guides

Common questions

Where do Coloradans buy individual health insurance?
Through Connect for Health Colorado, the state Marketplace, where subsidies are applied, or directly with a carrier. A licensed broker can enroll you either way at no added cost.
When is open enrollment in Colorado?
Open enrollment for Marketplace coverage runs each fall for a January 1 start date. Outside that window you need a qualifying life event.

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